Please reach us at tkrug@210mortgage.com if you cannot find an answer to your question.
It depends on the loan type. Conventional loans can start as low as 3%, FHA requires 3.5%, but we have down payment assistance if needed, and VA loans offer 0% down for eligible veterans. Jumbo loans typically require more.210 Mortgage is a new website that offers a variety of products and services for customers.
Most programs require a minimum score of 620, but FHA loans may go lower. The better your score, the more favorable your interest rate and terms.
On average, purchases and refinances take 25–30 days, but we can complete them faster if necessary. This can vary based on your loan type and how quickly documents are submitted.
Pre-qualification is a quick estimate of what you may afford, while pre-approval involves verifying your income, credit, and assets—giving you stronger buying power.
Absolutely. We offer programs including bank statement and non-QM loans tailored for self-employed borrowers without traditional W-2 income.
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